Building the infrastructure for digital asset banking.
We believe banks should own their technology. Not rent it. Not depend on consulting firms to maintain it. Own it. Operate it. Extend it.
Why we started SBT.
For thirty years, the answer to “how do I build my operational platform?” was always: hire a consulting firm. They would build a custom system over 12–24 months, charge $5–10M, and then leave you with technical debt and a system that only they understood.
The advances in technology made this obsolete. Modern core banking systems like Mambu provide excellent ledgers. Open standards for payment networks exist. Regulatory requirements are well-defined. Compliance procedures are standardized.
A bank should not have to hire a consulting firm to build operational infrastructure. A bank should buy a platform, configure it, and deploy it. That is SBT.
Built for regulated banking, designed for digital assets.
Everything we build assumes: you are a regulated bank operating in a serious regulatory environment. You have compliance obligations. You have corporate clients with sophisticated requirements. You want to deploy fast and own the outcome.
Production-ready procedures
Not framework. Not starting point. Procedures that have run commercial bank operations in production.
Compliance-first architecture
Audit trails, regulatory reporting, beneficial ownership tracking are foundational, not added later.
Integrated, not bolted-on
The stablecoin infrastructure, payment hub, and compliance tooling are one system, not separately maintained point solutions.
Ownership, not rental
Banks deploy SBT and own the result. No per-transaction fees. No vendor lock-in.
The platform first. Intelligence on top.
The banking technology industry is racing toward AI-native platforms. We take a different view. AI-assisted banking operations are only as good as the operational infrastructure underneath them — the structured procedures, clean data architecture, and compliance frameworks that AI models need to work reliably in regulated environments.
SBT provides that infrastructure. Our 200+ production-tested procedures, structured compliance data, and operational audit trails create the foundation that makes AI-assisted banking operations possible — not as a marketing feature, but as a natural capability of a well-architected platform.
Every bank. A settlement node.
Correspondent banking today works like this: Bank A wants to send money to a bank in Country B. Bank A calls a correspondent bank. The correspondent sends instructions through SWIFT. Two days later, the money arrives. The cost is $50+ per transaction.
Stablecoin banking will work like this: Bank A issues a stablecoin. Bank B accepts and settles instantly. No correspondent. No SWIFT. No delay. One tenth the cost.
But this only works if both banks trust each other’s infrastructure. That trust comes from compatible operations — both banks running the same operational layer, both subject to the same audit standards, both maintaining the same compliance controls. SBT is that compatible infrastructure.
Every bank that deploys SBT becomes a node in a growing settlement network. Over time, the network becomes denser. Settlement becomes faster, cheaper, more efficient.
Leadership.
We’re a team of 15+ banking infrastructure engineers, compliance specialists, and platform architects — with collective experience spanning core banking systems, payment networks, regulatory technology, and digital asset infrastructure across multiple jurisdictions.
The SBT team comes from banking infrastructure, core systems, payment networks, and regulatory technology. We’ve built the systems banks depend on. We know what “production-ready” means. We know what regulators scrutinize. We know the difference between good intentions and proven operations.
Join us in building the future of banking.
If you’re a bank evaluating SBT, let’s have a conversation. If you’re an engineer who wants to build banking infrastructure, we’re hiring.