Banking in the UAE on SBT.
SBT supports UAE digital asset banking frameworks with multi-authority compliance coverage and stablecoin infrastructure across SCA, DFSA, ADGM, and VARA.
Multi-Authority Framework (SCA, DFSA, ADGM, VARA)
The UAE operates a multi-authority regulatory environment for digital asset banking. The Securities and Commodities Authority (SCA) provides federal oversight, while DFSA (Dubai) and ADGM (Abu Dhabi) operate independent free-zone frameworks. VARA provides Dubai-specific virtual asset regulation.
- Virtual asset service provider (VASP) licensing under relevant authority
- KYC/AML compliance aligned with FATF recommendations and UAE Federal AML Law
- Transaction monitoring and suspicious activity reporting
- Capital adequacy and risk management requirements
- Custody and safekeeping requirements for digital assets
- Operational resilience and cybersecurity standards
- Cross-border payment compliance and sanctions screening
How SBT addresses these requirements.
- Multi-authority compliance framework supporting SCA, DFSA, ADGM, and VARA requirements
- KYB and KYC orchestration with UAE-specific screening provider integration
- Transaction monitoring with AML/CFT systems configured for UAE risk profiles
- Digital asset custody workflows with segregation and safekeeping controls
- Sanctions screening aligned with UAE Central Bank and international lists
- Regulatory reporting templates for multi-authority submissions
- Stablecoin infrastructure supporting UAE digital asset operations
Architecture-ready.
SBT’s architecture supports UAE banking operations across the multi-authority framework. Compliance controls are configurable per authority. Deployment timeline is scoped per engagement based on specific licensing requirements.
Last reviewed: March 2026
Ready to deploy in United Arab Emirates?
A conversation with our team will clarify how SBT fits your regulatory requirements in United Arab Emirates.