Built for regulated banking. Ready for digital assets.
The complete operational layer between your core banking system and the outside world. Client applications, operations workflows, payment orchestration, compliance engine — one platform, production-deployed.
The interface your clients use every day.
A corporate banking portal built for commercial clients managing real money. Not a fintech toy — a production interface for treasury operations, payment initiation, and compliance obligations.
Corporate Onboarding
14-step wizard covering conventional and enhanced due diligence. Document collection, beneficial ownership capture, multi-signatory identity verification, and jurisdictional adaptation — all before the first account opens.
Account Management
Multi-entity support with seamless entity switching. Account overview, balance tracking, deposit account management, and role-based visibility controls for corporate treasury teams.
Payment Initiation
Wire, ACH, and internal transfers from a single interface. Multi-signatory approval workflows, payment scheduling, and real-time status tracking through correspondent banking networks.
Transaction History
Complete transaction ledger with filtering by date, type, amount, and counterparty. Export to CSV and PDF. Statement generation for any period, on demand.
Document Vault
Secure document storage for regulatory filings, corporate documents, and compliance artifacts. Version control, access logging, and document request workflows between bank and client.
Identity & Access
Role-based access control tied to enterprise identity management. Azure AD and Entra ID integration, SAML and OIDC providers, single sign-on for corporate clients.
The command center for bank operations.
Built for operations teams, not developers. Every workflow a bank staff member touches — from onboarding review to SAR filing — lives in one portal with role-based access and complete audit trails.
Onboarding Review
Application queue with KYC/KYB review workflows, approval and rejection routing, case assignment, and escalation paths. Staff see every detail the compliance team needs to make a decision.
Client Servicing
Account modifications, entity updates, document requests, and support ticket management. Everything a relationship manager needs to service a commercial client without touching the database.
Risk Management
Customizable risk scoring engine with configurable risk models, automated risk ratings, and periodic review triggers. Client-level and entity-level risk profiles with full audit history.
Payment Operations
Payment approval queues, correspondent banking operations, FX management, and reconciliation tools. Direct and indirect money movement with full visibility into payment lifecycle.
Compliance & SAR
Suspicious activity report workflow that adapts to your institution’s policies. Case management, evidence collection, narrative generation support, and regulatory filing preparation.
Product Management
Product configuration, fee schedules, interest rate management, and account type definitions. Bank staff configure products without engineering involvement.
Every payment rail. One orchestration layer.
Domestic wire, ACH, correspondent banking, FX, and stablecoin settlement — unified under one payment orchestration engine with multi-signatory approval workflows and complete lifecycle tracking.
Fedwire / SWIFT
Domestic Wire
Real-time gross settlement for high-value domestic transfers.
Batch + Same-Day
ACH
Automated clearing house for payroll, vendor payments, and recurring transfers.
Indirect via networks
Correspondent Banking
Cross-border movement through correspondent banking relationships.
Multi-currency
FX Conversion
Foreign exchange capabilities with rate management and settlement tracking.
Digital asset rails
Stablecoin Settlement
Feature-flagged stablecoin settlement between institutions. Activate when ready.
Intra-institution
Internal Transfers
Instant movement between accounts within the same institution.
All payment rails support configurable multi-signatory approval workflows, idempotency, and optimistic concurrency controls. Payment status updates propagate in real time to both client and operations portals.
Compliance is a feature, not an afterthought.
Regulated banking requires compliance built into the operational layer, not bolted on after launch. SBT’s compliance engine covers the full lifecycle — from the first KYC check to ongoing transaction monitoring and SAR filing.
KYC / KYB
Conventional and enhanced due diligence workflows. Beneficial ownership tracking through the full ownership chain. Identity verification integrated with leading KYC providers. Jurisdictional adaptation built in.
Transaction Monitoring
Integration with transaction monitoring providers for real-time screening. Configurable alert thresholds, automated case creation, and investigation workflows for flagged activity.
Sanctions Screening
OFAC, UN, and EU consolidated list screening on all counterparties. Screening at onboarding, at transaction initiation, and on a recurring basis. Automated match scoring with manual review escalation.
SAR Workflow
Fully customizable suspicious activity reporting. Evidence collection, narrative drafting support, supervisory review chains, and regulatory filing preparation — adapted to your institution’s BSA/AML program.
Risk Scoring
Configurable risk models with weighted factor scoring. Automated risk rating at onboarding and periodic reassessment. Risk profile changes trigger review workflows automatically.
Audit Trails
Every action, every approval, every modification — logged with actor, timestamp, and context. Evidence preservation for regulatory examinations. Exportable audit packages for external review.
Stablecoin capabilities. Activate when ready.
The stablecoin infrastructure lives inside the same operational platform. Feature-flagged and modular — deploy the fiat banking layer now, activate digital asset capabilities when your institution is ready. Same compliance engine, same operations portal, same audit trails.
Stablecoin Issuance
Mint and redeem workflows with reserve verification at each step. Token lifecycle management from creation through retirement, with complete audit trails.
Custody & Wallets
Digital asset custody integration and wallet management. Address generation, balance tracking, and transaction signing through institutional-grade custody providers.
Settlement
Inter-institution stablecoin settlement. Move value between participating banks on digital asset rails with the same operational controls as traditional payment processing.
Reserve Management
Collateral tracking, reserve composition monitoring, and attestation preparation. Maintain proof-of-reserves transparency with automated reporting infrastructure.
Hexagonal architecture. Domain-driven design.
The platform is a Go modular monolith with hexagonal architecture. The core banking system — Mambu in production, mock in testing — is an adapter behind a port. Every external dependency is swappable without touching the domain.
Not microservices — intentional
Go modular monolith
A single deployable artifact with clean domain boundaries. No service mesh, no distributed tracing across 20 services, no deployment choreography. One binary, 10 business domains, clear contracts.
Ports & adapters
Hexagonal architecture
The domain layer knows nothing about HTTP, SQL, or AWS. Core banking, identity providers, and payment rails are swappable adapters behind stable ports. Mambu today, another system tomorrow.
10 business domains
Domain-driven design
Onboarding, accounts, payments, money movement, compliance, KYC, notifications, settings, statements, and documents. Each domain owns its data, its business rules, and its API surface.
Proven infrastructure
PostgreSQL + Redis
PostgreSQL for durable state with optimistic concurrency. Redis for caching and session management. No exotic databases, no eventual consistency surprises.
Serverless containers
AWS ECS Fargate
Container-based deployment without cluster management. Auto-scaling, zero-downtime deployments, and infrastructure-as-code with Terraform across three environments.
Claude Code + Jules
AI-assisted development
Claude Code for implementation, Jules for automated bug remediation. Sentry error detection feeds directly into the development pipeline. Autonomous error resolution on the testing environment.
Connect to your ecosystem.
SBT integrates with the systems your institution already uses — or plans to adopt. Every integration is an adapter behind a stable port, meaning providers can be swapped without touching your business logic.
Core Banking
Hexagonal architecture means the core banking system is an adapter behind a port. Deep Mambu integration today. Same platform, any core.
Identity & Access
Enterprise identity management for corporate clients. Single sign-on, federated authentication, and role mapping from existing directory services.
Compliance
KYC/KYB identity verification, transaction monitoring, and sanctions screening through configurable provider integrations.
Payments
Payment rail connectivity for domestic and cross-border movement through direct and correspondent banking relationships.
See the technology in action.
A technical walkthrough covering architecture, onboarding, payments, compliance, and operations — with your team, at your pace.