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Fiat banking platform

The complete operational layer for commercial banking.

Client applications, operations workflows, payment orchestration, compliance tooling — purpose-built to deploy on top of modern core banking systems. Deep Mambu integration today. Core-agnostic architecture for any system.

Platform capabilities

One platform. Every banking operation.

Modern core banking systems are focused ledgers. Between the ledger and everything else sits a complex orchestration layer. SBT is that layer, purpose-built and production-ready.

Client Onboarding

14-step KYC/KYB wizard with corporate document collection, beneficial ownership verification, multi-signatory identity verification, and ongoing monitoring. Adapts to jurisdictional requirements.

Payment Processing

Unified orchestration for SWIFT, ACH, SEPA, wire transfers, and stablecoin settlement rails. Payment approval workflows, bulk processing, exception handling, and reconciliation through a single interface.

Compliance Engine

Transaction monitoring integration, sanctions screening on all counterparties, SAR filing workflows, beneficial ownership tracking, and complete audit trails for regulatory examination.

Client Applications

Corporate banking portal for commercial clients. Transaction history, payment initiation, multi-signature approvals, treasury management, multi-entity support, and role-based access controls.

Operations Portal

Staff workflows for onboarding review, payment approvals, compliance case management, dispute resolution, and administrative operations. Built for operations teams, not developers.

Stablecoin Products

Issuance workflows, custody account management, reserve verification, settlement processing, and correspondent banking connectivity. Feature-flagged — activate at launch or later.

Operational depth

200+ production-ready procedures.

SBT’s operational procedures are not theoretical. They are production-tested workflows from banks operating in regulated environments. When you deploy SBT, you inherit the operational intelligence of every bank that came before you.

25+

Corporate Onboarding

30+

Payments & Transfers

20+

Compliance & AML

25+

Account Management

15+

Treasury Operations

20+

Digital Assets

15+

Reporting & Audit

15+

Customer Service

Integration

Core-agnostic by design.

SBT’s deepest integration today is with Mambu — production-hardened and ready to deploy immediately. The platform’s architecture is core-agnostic, meaning SBT connects to any modern core banking API.

Production

Mambu

Ready to deploy

Architecture defined

Temenos

8–12 weeks

Architecture defined

Thought Machine

Planned

Evaluation phase

FIS / Fiserv

Architecture-ready

See the platform in action.

A 30-minute technical walkthrough will show you how SBT handles onboarding, payments, compliance, and operations — on top of your core banking system.