Upgrade without the risk.
You're running on aging systems, middling operational layers, or a patchwork of point solutions. SBT is a platform upgrade that doesn't require a flag-day migration. Bring workflows online one at a time, at your pace.
Talk to UsYour existing business keeps running.
A full-platform migration is risky. You have customers. You have transactions in flight. You can't go dark for six months.
SBT is designed for parallel operation. Your existing layer keeps running. You bring SBT operational workflows online one at a time — client application, payment hub, compliance tooling. You retire the old system piece by piece as you verify the new one. Not a big bang. A transition.
Client Application
Deploy the modern commercial banking portal alongside your existing client-facing systems. Migrate client access incrementally.
Payment Orchestration
Bring SBT payment workflows online. SWIFT, ACH, stablecoin settlement — unified through a single hub alongside existing rails.
Compliance Tooling
Activate KYB orchestration, transaction monitoring integration, and automated compliance controls. Stronger tooling from day one.
Legacy Retirement
Retire old systems piece by piece as you verify the new platform. No flag-day cutover. Your business keeps running.
Add stablecoin banking without rebuilding operations.
You want to offer stablecoin banking to your corporate clients. You don't want to build a separate operations team, maintain separate compliance controls, or run separate settlement infrastructure.
SBT includes stablecoin issuance, custody, and correspondent banking infrastructure — integrated into the same operational platform. Same operations team, same compliance controls, new capability. It's additive to your platform, not an extra system.
Works with your core.
You don't have to replace your core banking system to deploy SBT. The platform sitting on top of your core can be modern and complete. Your core doesn't have to change.
Mambu
Ready to deploy
Temenos / Thought Machine
8–12 weeks
FIS / Fiserv
Architecture-ready
Other modern core
Scoped per deployment
Lower cost than maintaining legacy or another SI engagement.
You face a choice: keep maintaining aging systems, hire a system integrator for another multi-year project, or deploy a modern platform. For most existing banks, the total cost of ownership is lower within 3 years.
| Maintain Legacy | SI Engagement | Deploy SBT | |
|---|---|---|---|
| Timeline | Ongoing | 18+ months | 8–14 weeks |
| Year 1 Cost | Rising maintenance | $4–6M | Platform license |
| Year 3 Cost | Compounding tech debt | $1–2M/yr maintenance | Subscription only |
| Ownership | Vendor-locked | Custom code, SI dependency | Bank owns platform |
Your compliance posture gets stronger, not weaker.
Regulatory approval for a major technology change takes time. You need auditable compliance controls, clear operational procedures, and documented processes. SBT is built for exactly that.
Audit trails, transaction monitoring integration, KYB orchestration, beneficial ownership tracking — all built in. Your compliance function gets better tooling, clearer audit trails, and more automated controls. Your regulatory posture improves.
Ready to modernize?
If you're evaluating operational platform upgrades, a conversation with our team will clarify whether SBT is a fit for your timeline and requirements.