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For new banks

Launch a bank in weeks, not quarters.

You have a license and a deadline. SBT gets you from core banking system selection to live operations — with all operational workflows, payment integrations, and compliance tooling ready from day one.

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The deployment path

The deployment path.

Traditional launch path: 52+ weeks and $5–7M+ with system integrators building an operational layer from scratch. SBT provides what that consulting engagement would build. It already exists.

Traditional path

12–18 months

$5–7M+ with system integrators

With SBT

14 weeks

70% lower cost. You own it.

Week 1–2

Configuration

SBT is deployed and configured to your policies, products, and operational requirements. Your team works alongside ours.

Week 3–6

Integration

Core banking API integration, correspondent bank connectivity, payment rail configuration, and compliance system wiring.

Week 7–10

Testing

End-to-end testing of all operational workflows. Compliance sign-off preparation. Staff training on the operations portal.

Week 11–14

Go-live

Phased production launch with monitoring. First clients onboarded. Regulatory reporting confirmed operational.

Day-one capabilities

Everything from day one.

The reason the timeline is fast is that nothing needs to be built. Everything is ready. You configure, you don't build.

Operational Workflows

  • 200+ procedures for onboarding, payments, disputes
  • Configure to your policy — no custom builds
  • Regulatory reporting templates included

Client Application

  • White-label commercial banking portal
  • Multi-entity support with role-based access
  • Transaction history and payment initiation

Payment Hub

  • SWIFT, SEPA, ACH, and local payment schemes
  • Stablecoin settlement rails included
  • Configured for your correspondent relationships

Compliance & Monitoring

  • KYB orchestration with screening integration
  • Transaction monitoring and sanctions screening
  • Audit trails and evidence preservation

Operations Portal

  • Staff workflows for onboarding review
  • Payment approvals and case management
  • Built for operations teams, not developers

Stablecoin Infrastructure

  • Issuance and custody workflows
  • Reserve verification and settlement
  • Activate at launch or later — already built in
Economics

Better economics from the start.

A system integrator quotes $5–7M over 12–18 months for an operational layer. SBT costs a fraction. And the bank owns the deployed platform — no per-transaction SaaS fees, no margin compression as you grow.

 Consulting ProjectSBT Platform
Timeline12–18 months14 weeks
Total Cost$5–7M+Fraction of SI cost
Year 1 Cost$3–4M (build phase)Platform license
OwnershipCustom code, SI dependencyBank owns platform
Scaling FeesAdditional SI engagementNo per-transaction fees

Ready to accelerate your launch?

If you're on a bank launch timeline and evaluating operational platforms, a 30-minute conversation with our team will clarify whether SBT is a fit.